The interesting facts they leave out is, that most college students don’t look for jobs before they graduate, and almost all millionaires have college degrees. This is MLM speak to try and make us think that we don’t need to go to college to be in a high paid job. They tell us that most college students don’t have jobs lined up before they graduate and most millionaires are self made. We are not sure where this statistic comes from, it could be made up on the spot. They then tell us that 46% of salespeople never wanted to enter the industry, but are happy they did. They conveniently forget to mention that if you join PHP Agency, you will be a commission based salesperson, not a manager. PHP tells us that the average annual income for a ‘sales manager’, is just under $118,000. They then tell us that creating wealth is a simple 4 step process shown below: They urge us that ‘now is the right time to create wealth’. They then show us that over the last 25 years, the cost of living has been going up faster than wages. This is a common thing in MLMs, we see pictures of famous people because it’s supposed to make us trust the company He has shared photos of himself with famous people. The first thing we learn from this brochure, is that in 2012, Patrick appears to have started a YouTube channel, called ‘Valuetainment’. To get an idea of how they will be providing an entrepreneurial opportunity, we looked at an official copy of the PHP Opportunity Brochure. Here at The Finance Guy, we believe you can’t make money with MLM, but we’ll go ahead with this full review of PHP Agency. PHP Agency now has over 14,000 agents selling life insurance through their multi-level marketing system. PHP was formed with ‘the vision of bringing life insurance to multi-cultural middle-class America while simultaneously providing an entrepreneurial opportunity to individuals in these communities.’ People Helping People, or PHP Agency, was started in 2009 out of Northridge California.
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